Typically, once a claim is noticed the WYO or Direct agent will deploy an adjuster to investigate the flood loss.
In the immediate aftermath, many in the flood affected areas notified their flood insurance carrier of flood damage to their property. The NFIP is provided under the National Flood Insurance Act of 1968, amended (NFIA) 2 and the SFIP is regulated under 44 C.F.R. Regardless, flood damage is often covered by a Standard Flood Insurance Policy (SFIP) issued through National Flood Insurance Program (NFIP) fiscal agents known as Write Your Own (WYO) companies or by the Federal Emergency Management Agency (FEMA) directly through an NFIP Direct Servicing Agent (Direct). Though flooding to this extent is usually associated with a hurricane or tropical storm, this one was not. By the end of the days-long Great Flood event of 2016, several states were included in disaster declarations due to the same weather system. Beginning on Augand lasting through August 31, 2016, numerous parishes in Southeast Louisiana 1 experienced prolonged, torrential rainfall and flooding.
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